Terms of Use
Last updated: October 2026
These terms govern your use of humaripolicy.com, operated by Authentic Insurance Brokers India Limited, an IRDAI licensed Direct Broker (Life & General). By using this site, you agree to these terms.
Our role as a broker
We are a licensed insurance intermediary, not an insurance company. We help you compare covers and premiums across our insurer partners and assist with buying, servicing and claiming a policy. The insurer you ultimately choose is the risk-bearer and the counterparty on your policy contract — not us.
Quotes are indicative
Premiums and covers shown on this site are generated from the details you provide and are subject to final confirmation, underwriting and any inspection the insurer requires. The actual premium, terms and issuance decision are determined solely by the insurer.
Accuracy of information
You are responsible for the accuracy of the information you provide, including vehicle, health and personal details. Incorrect or incomplete information can affect your premium, policy validity, or a future claim.
Payments
Payments for a policy are processed either through our payment partner or, for some insurers, directly through the insurer's own payment gateway. Your policy document and premium receipt come from the insurer once your proposal is accepted.
Limitation of liability
We make reasonable efforts to keep this site accurate and available, but we do not guarantee uninterrupted or error-free operation. We are not liable for an insurer's underwriting decision, claim outcome, or any loss arising from information you provided incorrectly.
Governing law
These terms are governed by the laws of India, and are subject to IRDAI regulations applicable to licensed insurance brokers.
Contact us
For any question about these terms, write to info@authenticbrokers.com or call 0141 4030269. Our registered office is C-77, Shyam Apartments, Sarojini Marg, C-Scheme, Jaipur, Rajasthan.
We may update these terms from time to time; the "last updated" date above will reflect the most recent change.