Motor Insurance, Built Around Your Car — Not a One-Size-Fits-All Plan
Comprehensive, Third Party or Own Damage — choose your base cover, layer on the add-ons that matter, and get an instant premium estimate.
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What's covered, what's not
A clear, honest breakdown so you know exactly what you're buying — no fine-print surprises.
| Coverage | Comprehensive | Third Party | Own Damage |
|---|---|---|---|
| Third-party injury / property liability | |||
| Own vehicle damage (accident, fire) | |||
| Theft of vehicle | |||
| Natural calamities (flood, cyclone, earthquake) | |||
| Personal accident cover (owner-driver) | |||
| Add-ons (Zero Dep, Engine Protect, RSA, etc.) | |||
| No Claim Bonus (NCB) eligibility | |||
| Requires an active Third Party policy |
Standard exclusions apply across all covers: driving without a valid license, driving under the influence, consequential damage, wear & tear, and usage outside policy terms. Full terms shared before purchase.
Every add-on, explained in plain English
Available add-ons are shown to you based on your vehicle's eligibility at quote time.
Zero Depreciation
PopularClaim full part cost with no deduction for depreciation on plastic, metal & fibre parts.
Engine Protect
PopularCovers engine damage from water ingression, oil leakage or hydrostatic lock — not covered under standard OD.
Roadside Assistance
Popular24x7 breakdown support — towing, flat tyre, battery jumpstart & fuel-out assistance anywhere in India.
Consumables Cover
Reimburses nuts, bolts, engine oil, grease, brake fluid & other consumables used during repair.
Return to Invoice
In case of total loss or theft, get the full invoice value of your car back, not just the depreciated IDV.
NCB Protect
Keep your No Claim Bonus intact even after one claim in the policy year.
Battery Protect
EVCovers repair/replacement of high-voltage EV battery against damage not covered under standard OD.
Key Protect
Covers cost of replacement of lost, stolen or damaged car keys & lock set.
Tyre Protect
Covers cost of tyre & tube replacement due to accidental damage, cuts or bursts.
Garage Cash
Daily cash allowance for transport/loss of use while your vehicle is under repair at a garage.
Loss of Personal Belongings
Covers personal belongings inside the vehicle lost or damaged in a covered incident.
From quote to policy in four easy steps
Enter Vehicle Details
Registration number or make, model & year — takes under a minute.
Compare & Customize
Choose your cover type and add-ons, see the premium update instantly.
Get Expert Recommendation
Our licensed advisors review your choice and flag anything you might be missing.
Buy Online or via Advisor
Pay securely online, or let our team close it for you over a call.
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