Health Cover Built Around Your Family, Priced by Where You Live
Individual, Multi-Individual or Family Floater — pick your Sum Insured, layer on the add-ons your city qualifies for, and get an instant premium estimate.
Cover that adapts to your city and your age
Some add-ons are mandatory for your location and age band under Care's own sourcing rules — the rest are yours to choose.
Wellness Benefit
Up to 30% discount on renewal premium for hitting your daily step target.
Air Ambulance Cover
Air ambulance transportation charges during a medical emergency, up to ₹5 lakh per policy year.
Annual Health Check-up
A free annual health check-up at network providers for every insured member.
Cumulative Bonus Super
Boosted no-claim bonus accrual on your sum insured, year on year.
CB Booster
An enhanced version of the cumulative bonus, growing your cover faster.
Instant Cover
Removes the standard waiting period for specific pre-existing conditions.
Instant Cover Advanced
A broader version of Instant Cover, waiving waiting periods across more conditions.
PED Wait Period Modification – 1 Year
Cuts the pre-existing disease waiting period down to 1 year.
PED Wait Period Modification – 2 Years
Cuts the pre-existing disease waiting period down to 2 years.
Care OPD
4 general physician + 4 specialist consultations reimbursed up to ₹500 each.
OPD Plus
An expanded outpatient consultation cover beyond the base Care OPD limits.
Be-Fit Benefit
Rewards for maintaining fitness milestones through the policy year.
Claim Shield Plus
Protects your no-claim bonus and waiting-period benefits even after a claim.
Unlimited Care
Removes the cap on the number of times your sum insured can be reinstated.
Room Rent Modification
Upgrades your eligible hospital room category beyond the base policy limit.
Sublimit Add-on
Removes disease/procedure-wise sub-limits that would otherwise cap a claim.
Ready to get the right cover, at the right price?
Get an instant estimate online, or speak to a licensed advisor who actually knows insurance — no bots, no pressure.